The insurance for my "Track Car" is up for renewal.
It is only used on the track. The plates are removed and I didn't get the current Ontario Drive Clean emissions test because the car isn't used on the street.
The car spends its life inside the shop or in the trailer on its way to the track.
I've just been told that unless the car has full road coverage (Fire, Theft, PL/PD) there is no insurance at all for any accident or supplementary damage while it is being transported inside an insured, enclosed trailer!
If the car was "historic" it would qualify for "Silver Wheels" or "Haggerty", but it is a modern E-92 BMW.
I don't expect to have insurance for on-track incidents, but I want to make sure its covered in the event of an accident in transport or storage.
The broker told me that even putting Fire and Theft coverage would not cover anything other than loss by fire or the theft of the automobile.
Any help is greatly appreciated!
TomB
It is only used on the track. The plates are removed and I didn't get the current Ontario Drive Clean emissions test because the car isn't used on the street.
The car spends its life inside the shop or in the trailer on its way to the track.
I've just been told that unless the car has full road coverage (Fire, Theft, PL/PD) there is no insurance at all for any accident or supplementary damage while it is being transported inside an insured, enclosed trailer!
If the car was "historic" it would qualify for "Silver Wheels" or "Haggerty", but it is a modern E-92 BMW.
I don't expect to have insurance for on-track incidents, but I want to make sure its covered in the event of an accident in transport or storage.
The broker told me that even putting Fire and Theft coverage would not cover anything other than loss by fire or the theft of the automobile.
Any help is greatly appreciated!
TomB
Comment